Why You Need Travel Insurance
Many travel products are non-refundable: the best airline and cruise deals
usually come with few options if you can't actually make the trip. Last week,
the airline joyfully booked your flight. This week, it declared bankruptcy. Last
month, you reserved space on a cruise to the Caribbean. A few weeks later, a
close loved one became critically ill.
Travel insurance was made to protect your travel investment in such situations.
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Luggage/Personal
Possession Loss
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You've heard it before, but it bears repeating: leave your valuables at home!
But sometimes, an expensive camera or formal suit needed on the trip becomes
lost or stolen. Your homeowner's policy may cover only a small portion of the
total loss.
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Travel Supplier
Bankruptcy Protection
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What if your airline ceases operations? Many airlines will try to find space
available, but what happens if they can't meet your needs and the original
airline cannot refund the cost of your tickets? Not provided under the
Asset plan. |
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Terrorist Incidents
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Since 2001, Terrorist Incidents that disrupt travel plans have become a reality.
If your planned holiday is affected by an unforeseen Terrorist Incident, the
Advantage Series plans are there to help minimize the financial loss that you
may occur.
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Medical/Dental Coverage
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Does your health insurance cover you in another country or continent? Some plans
only offer limited coverage that could leave you liable for a big portion of the
bill. Along with medical and dental benefits, the Advantage Series plans also
provide coverage for medical transportation to a hospital of your choice in your
home city or to your home.
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Trip Cancellation or Interruption
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Unforeseen events beyond your control can influence your travel plans. Do you
want to protect your prepaid trip costs if you must cancel or interrupt your
trip?
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Rental Car Damage
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Local rental contracts may have very high costs to cover collision or other
damage to the rental vehicle. Rental Car Damage Coverage may be purchased to
protect you from this damage liability.
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